⚠ The Problem in One Line

Perspective (the funnel builder platform from Germany) only supports SEPA-based payment methods (eurozone bank accounts or cards tied to EU IBANs).

👉 That means:

If you’re in Nigeria and your debit/credit card isn’t SEPA-enabled (i.e., it’s a naira or USD card issued by a Nigerian bank),

Perspective’s payment gateway (Stripe EU) will reject your trial signup, even if it’s a “free trial.”

Because — and here’s the catch — even “free” trials often require a €1 authorisation hold on a valid SEPA-compatible card.

💶 Why SEPA Acceptance Matters (for Perspective)

Perspective’s billing system is based in Germany 🇩🇪.

Stripe DE uses SEPA to verify and later charge recurring subscriptions in euros (€).

So all payments need to come from:

A European-issued Visa or Mastercard, or

An account with an IBAN in the SEPA zone.

Hence Nigerian (and many African) cards simply fail verification.

How to Set Up a Perspective Trial from Nigeria

(Guaranteed Method – Updated 2025)

By Biz Buzzio Digital Solutions / IBSC Funnel Builders Academy

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🔍 Why You Need This Guide

Perspective is a powerful mobile-first funnel builder from Germany that requires a SEPA-compliant payment method (EU bank or card) to activate a free trial.

Most Nigerian cards are not SEPA-enabled, so they get rejected.

This guide shows a workaround for a successful signup by using Grey

Grey (recommended)

Step 1: Sign up at https://grey.co.

Verify your account (passport recommended).

Step 2: Open a Euro (EUR) wallet.

Grey provides an IBAN and a virtual card.

Step 3: Add at least €10 to the card balance.

Step 4: Use that card for Perspective’s trial activation page.

✅ SEPA accepted.

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💳 Option 2 – Payoneer (Freelancer Alternative)

Step 1: Sign up at https://www.payoneer.com.

Step 2: Get your EU receiving account (Germany or Ireland).

Step 3: Order a Payoneer Mastercard (virtual or physical).

Step 4: Use that card on Perspective’s signup page.

✅ Great option if you already use Payoneer for Fiverr or Upwork.

Quick Troubleshooting

Problem: “Card declined”

Likely Cause: Card not SEPA-compatible

Fix: Use Wise or Grey virtual card

Problem: “Trial page not accepting”

Likely Cause: €0 balance

Fix: Ensure €10+ in EUR wallet

Problem: “Verification stuck”

Likely Cause: ID issue

Fix: Upload passport; retry in Chrome

Problem: “Charge failed after 30 days”

Likely Cause: Insufficient funds

Fix: Keep €70 ready for renewal if you want to continue (US$79)

💡 Pro Tips

Always select EUR (€) as currency when funding Wise or Grey.

Avoid Nigerian Naira cards for any EU-based SaaS subscriptions.

Use Chrome incognito if Perspective’s checkout page freezes.

Keep screenshots of your setup for Academy verification.